Ford Car Finance in Essex

What is car finance?

Purchasing a car on finance means you'll make a contractual agreement with a lender to borrow the amount needed to buy the car. Then you'll pay back the value of the car, plus interest, in monthly instalments for a set number of months.

Once the contract ends and all of the payments have been, you'll either have the car's ownership transferred over to you if you took our hire purchase (HP) car finance. If you opted for personal contract purchase (PCP) car finance, you'll have the option to return the car once the contract ends.

What do you need to apply for car finance?

To apply for car finance, you'll need to submit your personal details, proof of ID, income and address history. In other cases, you are also expected to provide your employment details and monthly outgoings.

Your credit history will be considered when a lender determines whether to approve or reject your application.

Is it better to buy a used Ford using car finance?

As a car brand, Ford is a household name with a range of vehicles suitable for both the car and van markets. The motivation behind the Model T Ford was to mass-produce cars so that they were more accessible to the public whilst also keeping costs low.

So it's no surprise the Ford Focus is the firm favourite amongst drivers who prefer the affordability and practicality of a hatchback. But they are also excellent options if you're after a larger vehicle, the Edge, Kuga and Ranger three varied SUVs that you can browse on our website!

Why choose Essex Car Company to finance a used Ford in Rainham?

We're proud to offer over 150 quality used cars that are all HPI clear and are sold with 3 months AA warranty cover. We are also conveniently located near the M25 so you won't have trouble finding us if you decide to vist us in person!

If you're after affordable, low-rate car finance then we may be able to provide you with a secure finance quote! We'll act as a credit broker and talk with lenders to bring you the most suitable quote for your budget. Complete our online finance application to get started.